Current Account

There are many advantages to opening a current account with Ziraat Bankası International AG!
The services we offer for all your current account needs include

⦁    Cheque transactions Payment transactions (on a transaction basis or automatic payment order) 
⦁    No upper limit to request 
⦁    Transfers with special conditions for Türkiye
⦁     Ziraat Bankkart for instant access to cash around the world
⦁     Monthly €6.00 account maintenance fee 
⦁    Free smsTAN usage for added security and convenience in Internet banking
⦁     Electronic account statements 
⦁    Ability to check current account balance 24/7 

You can view and download the account transactions of the last 90 days to your computer.
Our money transfer services:

⦁    One-Off Transfers 
⦁    Bulk File Transfers
⦁    Future Transfers 
⦁    Turkey Transfers

        To access and use your account via the Internet, you will need an access authorisation, PIN and SMS-TAN.
 You can apply for an account at your Ziraat Bank International AG branch.

        For detailed information on the features and conditions of the Current Account, please refer to the General Terms and Conditions.
 
As a Combi Account customer, you can make your transfers via SMS TAN. Click here for more information.
 

The above prices and conditions apply only to the use of the current account by individual customers via Internet banking. For instructions given by instruction or personal application, the Individual Customer Price List applies. In addition, a fee of €5.00 per transaction will be charged for commercial transactions.
Till further notice 
** The overdraft account is not a promise of credit and will be assessed by the Bank on the basis of the application.

*** If the customer is responsible for the loss or damage of the card, a replacement fee of 10.00 euros will be charged. "
 

You can make an appointment to open an account at your nearest branch. The addresses and contact details of our branches can be found on our Contact Us page.

A branch officer will be happy to help you complete the application forms.
All you need to open an account is your ID/passport, residence permit and tax number.
After opening your account:

After your account is opened:

⦁    Obtaining access data, After the formalities are completed, you will receive your account number and a temporary PIN code from us in separate mails.
⦁    Changing the PIN number, you need to change your PIN number when you first log in to your account. Please choose a new and unique PIN with at least 8 and at most 12 digits. After confirming this new PIN with an SMS.TAN, you can access your account online and give instructions for any transaction.

If you want to use an existing account online…
If you have an existing bank account with our bank and want to use this account online, it will be sufficient to send us the "Online Banking User Agreement" (German) provided below as a PDF file.

To open a Marifetli Kredi account, our Corporate and Commercial customers need to contact the relevant branch or send us an e-mail. We will call you back immediately.

Please note: It is not possible to open a Marifetli Account in the name of someone else at Ziraat Bank International AG. You can only open an account for yourself.
 

Click here to access the relevant information on our German Page.